ACC Service

If you didn't already know, here at Insurance People we not only deal with all types of insurance (personal, business and all fire and general) but we also offer an ACC review service - free and no obligation, of course.

The number of small to medium business owners that we are now helping with their ACC and Business Insurances is considerable and we want to spread the word...

Our advisers are specialists who work closely with ACC and self employed people to ensure that in the event of injury or illness the business continues to operate, income continues to be paid whilst premiums and levies are cost effective for the business.

Have you ever reviewed your ACC?

Did you even know that you had a choice to negotiate and agree with ACC on what amount of compensation you will receive?

Its called ACC CoverPlus Extra, which may suit you if:

• your income fluctuates
• your personal income is not a true indication of actual earnings
• your business will still generate income while you're injured
• you have not been self employed for long
• you want a guaranteed level of lost earnings compensation

And, you too can apply if this sounds like you...

• Self employed and wok in your own business
• Sole traders
• Sub contractors
• Self employed who work in a partnership
• Trades people

Sound like you? Wouldn't you like to see if you can reduce your ACC levy cost?

CLICK here to arrange a review...    or CLICK here for more info on ACC...

House Insurance

House Insurance is changing in New Zealand - square metres has gone and it is now based on sum insured. All House Insurance will go through this transition, and you will receive advice from your insurer if you haven't already.

This is a big shift for home owners, as no two houses are the same - the cost of replacing them varies hugely depending on materials, fittings, and design factors. Therefore your sum insured needs to be sufficient to cover the cost of rebuilding your home including architect fees, demolition and debris removal costs.

It is very important that your home is insured for the correct sum. If it's underinsured it could mean that in the event of a total loss, your cover is not sufficient to rebuild your home. On the other hand over-insuring will mean that you are paying a higher premium than necessary. You need to be sure that the value you insure your house for is enough to fully cover a total rebuild in the case of a total loss. You can obtain a value from a qualified independent professional such as a builder, valuer or quantity surveyor. This would be your choice and at your cost to give you peace of mind that you've set the right sum insured not just accepted the insurance company's value.

There is a calculator tool that most insurers are offering their clients as a guide for working out the correct sum insured, as an example you can click here to go to Lumley's - it is free to use so feel free to go through and use it!

Our recommendation is to make sure you are informed, read any and all advice and correspondence you receive from your insurer or broker - this is quite an important change for all home owners.

If Insurance People are your brokers, watch your letterbox as your advice is due out shortly and please read all that is enclosed and contact your Adviser should you have any questions or concerns.

If we are not your brokers and you would like a quote or advice, contact us anytime it would be our pleasure to help!

www.insurancepeople.co.nz   freephone 0800 823 823

Why we do what we do...

This client testimonial says it all really... its why we, at Insurance People, believe in what we do.

We believe that everyone should have the best possible insurance cover in place, the best possible contingency plan so that no matter what life throws at us - we have protection, financial protection to give us choice of treatment and to alleviate any financial strain!

Onny Faleafa is one of our insurance advisers, and this is a testimonial from his client Kerry Bethune who was diagnosed with cancer last year. Thanks to Onny, Kerry and his wife can now spend time on things that matter most - each other...

Click here for Kerry's testimonial >              Click here to meet Onny Faleafa >

If you would like to review your insurances
freephone Insurance People today 0800 823 823

Breaking News - New Insurance People Website

The much awaited new and improved Insurance People website is now live!
Ready for you to view, share and spread the word.

Our Services are extensive - we really are your one stop Insurance shop!

• Personal insurance: Life, Health, Income & Mortgage Protection, Disability Cover
• ACC reviews for all self employed
• Business Insurance: Key Person, Start Up Cover, Buy/Sell Agreement, Material Damage, Business Interruption
• Domestic Fire & General: House, Contents, Car, Boat, Bike, Travel, Landlords Protection
• Commercial Fire & General: Commercial Vehicles, Professional Indemnity, Public Liability, Statutory Liability and Employers Liability.

Click here to meet the team >

Get the service that you deserve - talk to our team today: freephone 0800 823 823

2013 New Year Resolutions

What will your New Year resolutions be?

If 2012 has been a bit of a struggle with a few curve balls thrown your way...
Or maybe its been an absolutely fantastic year - you got married, engaged, had a baby, bought a new house, bach or boat... well worth celebrating!

If you want 2013 to be even better than 2012 then its time to ensure you are covered with every bit of insurance you need... and nothing you don't!

We are here to help you through the "mine field" of insurance. Risk management is the key to living comfortably and we have insurance brokers who are experts in their field ready and waiting to talk to you...

Make 2013 a great year and talk to Insurance People today.

freephone 0800 823 823 or email us

Christmas Office Hours

Thank you to all our valued clients it has been great to help you all throughout 2012 and to all our business friends we thank you for your continued support and look forward to working with you all in 2013.


Office Hours
Please note our office will be closed Monday 24th December and reopen Thursday 3rd January at 8.30am.

Fire & General Claims
Should you need to make a claim on your House, Contents or Car during this period please note the following numbers:

If your policy is with Lumley - freephone 0800 781 782 then press 2
If you policy is with AON Stylecover - freephone 0800 50 51 52
If your policy is with Vero - freephone 0800 800 134

For urgent matters with your Commercial Insurance
Contact Roger Morrell direct on 021 434 223.

We will be back in the office from Thursday 3rd January and you can call us on 0800 823 823 to assist with your claim or query.

1Cover Travel Insurance
Should you need to take out travel insurance or make a claim please contact 1Cover direct on 0800 000 333 or visit www.1cover.co.nz

Mortgages - On Call Brokers
During the Christmas period we have mortgage brokers available to assist Auckland-wide, please do not hesitate to call 0800 823 823 to be connected with our local on call broker.
Insurances - Personal Risk
Should you need urgent assistance with your personal insurance while the office is closed please do not hesitate to contact your Adviser, as many are on call.

Merry Christmas &
 Happy New Year to you all

From the team at Mortgage People

Travel Insurance

Do you need travel insurance over christmas? Don't leave it to chance...

1Cover Secret Santa Sale is on now!

GET A QUOTE - www.1cover.co.nz or call Insurance People today freephone 0800 823 823