Want to save money on your levies?
If you are self employed or palnning to become self employed you'll know that one cost you can not avoid is your ACC levies... for most its like one of those 'grudge' costs, something we have no choice on - or do you?
Yes. Actually, when it comes to your ACC levies you do have a choice to decrease or increase your levies. Its called ACC CoverPlus Extra and the team of advisers at Insurance People are now fully trained and skilled in this area. (Check out our July blog for more details...)
As each persons situation is completely different to the next, we're encouraging all self employed to make the call, contact us for a chat and to see if your ACC is right for your current circumstances.
Do you know...
How much you pay in levies?
The amount you'll receive in case of an accident?
What 'offsets' means and the effect this may have on you?
If you have the right ACC job classification code? If it is wrong, it could be costing you!
Things you should know...
ACC will only pay out if you have an accident - it does not cover illness.
Mortgage Repayment insurance covers you for illness and accident and does not affect your ACC.
Income Protection gives you choice and certainty of income if unable to work due to illness or accident.
You do have a choice on how much you pay in ACC levies.
Request an ACC review here.
PS - one of our first ACC reviews identified an incorrect job classification code, that person received $14,000 back in over paid levies! We can't promise that for everyone, but is has proven one thing for sure - its worth while getting an ACC review done!
Disclosure Statement available on request and free of charge.
Income protection is certainly important these days. You may resent having to pay a monthly premium but at least you can be sure that your financial security won't be compromised if you do lose your ability to earn income as a result of an injury or illness.
ReplyDeleteRegards,
David from incomeprotectionquotes.co.za